The SmartPhone Wallet is Now Available

A torrent of advertising and promotional marketing is heading your way to try to get you to use new services on your SmartPhone at retail stores.  Perhaps you have already seen some, or signed up for some.

At stake is the future of the credit card system that moves over $11 Trillion per year from consumers to retailers. Some of the largest companies in the world think this system should change, starting now.  Other, equally large companies think everything should stay the same.

And these two sides are already lining up on a battlefield, with you standing in the middle.  And, if you are not careful, the first casualty will be your privacy.

Find out what is happening, and what to do about it.  Read The SmartPhone Wallet – Understanding the Disruption Ahead today.

This book available on For more information, email

    • Sabine
    • January 6th, 2011

    Thank you for the information and quick answer. In the end i got one question. Could you tell me, if there is a difference between USA and Germany (format, etc)? I mean is your book adaptable to the german system or structure? I´m not an expert in this case and I want to know if the business is worth doing.

    • The book addresses the differences between the US and EU markets, as well as other markets around the world. If the book does not answer all of your questions, feel free to contact me at

    • Sabine
    • January 6th, 2011

    Very interesting. :o) Is there a way to get the book in Germany, if possible in german? Greetings from Frankfurt. Sabine

    • Yes, it is available in Germany in an electronic format. Follow this link:

      Unfortunately, this book is not yet available in German and there are no immediate plans to translate it into any language other than Spanish. Please let me know if I can help in any other way.

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